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An article in the New York Times titled "Students of Virginity" reports on the surprising number of "abstinence clubs" popping up on university campuses all over the country. These clubs try to discourage students from engaging in pre-marital sex. According to the article, a growing number

Every few days we hear that another leading financial institution has written down billions more on subprime investments gone bad. Nearly every major financial institution, it turns out, had a hand in loans to low-credit borrowers—borrowers whose ability to pay often hinged on endlessly low